FORMCBR1 BALANCE SHEET NAME OF COOPERATIVE BANK ………………………………………………………………………………… AS

FORM-CBR1

BALANCE SHEET

Name of co-operative bank: …………………………………………………………………………………..

As at (ddmmyyyy): ………………………………………………………………………………………………

ASSETS

EARNING ASSETS

Loans to members

Short term (<=1 year)

Medium term (1-3 years)

Long term (>3 years)

Other special loans

Loan loss allowance

Total net loans (4+5+6+7-8)

Liquid investments (redeemable within 32 days

Deposit held with CBDA

Secondary co-op bank

Tertiary co-op bank

Commercial bank deposits

Bonds, debentures and collective investment schemes

Total Liquid Investments (11+12+13+14+15)

Liquid investment allowance

Total liquid investments (16-17)

Financial investments (redeemable after 32 days)

Shares – secondary and tertiary tier affiliation

Deposits with higher tier co-operative banks

Commercial bank deposits

Bonds and debentures

Deposit held with the Agency

Collective investments

Other financial instruments (specify)

Total financial investments (20+21+22+23+24+25+26)

Financial investment allowances

Total financial investments (27-28)

Non financial investments

Various

Non financial investment allowance

Total non financial investment (31-32)

TOTAL EARNING ASSETS (9+18+29+33)

NON EARNING ASSETS

Liquid Assets

Cash on hand and equivalents

Cash at bank/Current Account (Checking)

Foreign Currency (If specifically authorised)

Other Liquidity reserves 1

Other Liquidity reserves 2

Other liquid assets

Total liquid assets (37+38+39+40+41+42)

Accounts receivable

Debtors

Interest receivable

Notes receivable

Payroll deductions receivable

Interbranch loans receivable

Other accounts receivable

Receivable loss allowance

Total accounts receivable (45+46+47+48+49+50-51)

FIXED ASSETS

Land

Buildings (cost)

Leasehold improvements

Furniture and equipment

Revaluation of fixed assets

Acc. Depreciation – buildings

Acc. Depreciation – leasehold improvements

Acc. Depreciation – furniture and equipment

Acc. Depreciation – revaluations

Total net fixed assets (54+55+56+57+58)-(59+60+61+62)

Other Assets

Assets in liquidation

Organisational expenses

Prepaid expenses

Other Deferred assets

Revaluation of other assets

Accumulated Amortization

Total other Assets (65+66+67+68+69-70)

Problem Assets

Doubtful assets

Sundry – Assets

Other problem assets

Problem asset allowance

Total problem Assets (73+74+75-76)

Total non earning assets (43+52+63+71+77)

TOTAL ASSETS (34+78)

LIABILITIES

INTEREST BEARING LIABILITIES

Savings Deposits

Regular Savings

Fixed deposits > 3m-5y

Youth savings

Special savings (incl. Xmas/education)

Pledged savings

Total Savings Deposits (83+84+85+86+87)

External credit

Higher tier co-operative bank (< or =1 Year)

Higher tier co-operative bank (>1 year)

Commercial Banks

Development institutions

CBDA

Total external credit (90+91+92+93+94)

Total interest bearing liabilities (88+95)

NON INTEREST BEARING LIABILITIES

Short Term Accounts payable (<=30 days)

External credit payments (< or =30 days)

Expenses accrued (SARS)

Provisions (e.g. Employee benefits)

Sundry – liabilities

Other Liabilities

Total non interest bearing liabilities (98+99+100+101+102+103)

TOTAL LIABILITIES (96+104)

CAPITAL

Share Capital

Mandatory Shares

Voluntary Shares

Total Members Share Capital (108+109)

Transitory Capital

Asset Revaluations

Education and social reserves

Monetary reserves

Other Reserves (donations)

Sundry – Capital

Other (specify)

Total Transitory Capital (111+112+113+114+115+116+117)

Institutional Capital

Statutory Reserves

Retained earnings

Other reserves

YTD Net Income (loss)

Total Institutional Capital (120+121+122+123)

TOTAL CAPITAL (110+118+124)

TOTAL LIABILITIES AND CAPITAL (105+125)

For official use